Tuesday, December 7, 2010

Invest In Gold

When to travel in Turkey? Spring is best, autumn next, then summer, last winter.

In 2010, Istanbul is a European Capital of Culture, with many special events. More...

SPRING
Spring (April, May, through mid-June) is prime because the weather is moderate throughout the country, the days are long, and the tourist rush hasn't begun. April can be rainy, though.

AUTUMN
Autumn (mid-September through October) is second best with mostly mild weather, but the days are shorter, and rain may begin again in October.
Click here for hotels in Turkey

SUMMER
Summer (mid-June, July, August, through mid-September) is quite hot in five of Turkey's seven distinct climatic regions, though usually rainless, and cool inland in the evenings.

WINTER
Winter (November, December, January, February, March) is chill and rainy everywhere except the southeast, but with lower prices and fewer tourists.

Weather & Climatic Regions: Turkey has seven distinct weather and climate zones. More...

Tom's Turkish Almanac: The Turkish year, month by month, with climate, holidays and special events. More...

Official National Holidays: The short list.

Islamic Holidays: They're 11 days earlier every year, and they change travel patterns, so you need to know about them. More...

Sunday, December 5, 2010

Australia Business Deals

2. Evaluate your current spending habits: Maybe you spend very little money each month personally, but other people within your business make purchases. Business credit card accounts are available where all the points accumulate in aggregate. Instead of having others spend on their personal accounts and submit expense reports for reimbursement, consider multiple cards on the business name. Recognise when the use of a credit card is better for you and your suppliers than buying on terms. Personal accounts can also accumulate on the same bank and be merged with business accounts.

3. Find the credit card that gathers points from your favourite merchants: Business agreements are valuable commodities, and special rates for frequent business travellers are set to earn loyalty. Hotels, car rental companies, restaurants, and every other service business wants repeat customers. Business reward points are not created equal. Some banks offer more points for staying at a certain hotel than another bank. Understand that one point varies in value when added to the account and when that same point is redeemed. Look for the credit card point program that already offers points from your favourite places. Know what other companies might also add points to your balance and visit a new place each month. You will have new experiences and increase your point balance.

4. Actively manage your reward points accounts: Never let points expire and disappear. Those points cost money to accumulate and have value up to a certain date. Track the expiration dates and cash in on the rewards about 60 days before the date. Keep those points “free” by paying off the entire balance every month. The quickest way to devalue your points is to pay a bill late or pay interest on the account balance. Most banks will freeze your reward points if the payment is not received prior to the due date. Use fewer credit cards so the balance on each account rises more quickly and rewards are available sooner. Five cards used to accumulate 100 points each do not have the same redemption value as one card with 500 points.

5. Redeem points for the best value and know the reward and redemption thresholds: As you spend more on the same credit card, the number of points rewarded increases in some programs. Redemption thresholds change the value of the points accumulated as well. Study the rewards offered and exercise patience to redeem the best reward for the number of points surrendered. Avoid cashing points in for merchandise because the points required are rarely optimised in comparison to paying cash for the same item. When redeeming miles for flights, look closely at international deals because some flights cost thousands of dollars, but can be redeemed for reasonable point balances. Some banks will allow the combining of multiple accounts for larger balances and rewards.

Monday, November 29, 2010

Business for Sale in Ontario

Convenience Stores & Smoke Shops
Headline:

DAISY MART - FAMOUS FRANCHISED BUSINESS!!!
Description:

**DAISY MART - CONVENINCE STORE** Very Large Store approx 2500 Sq ft, very modern design, Low rent, High sales, Prime GTA Toronto Location, Asking Only $199,400

WHAT A GREAT DEAL!! PERFECT FAMILY BUSINESS! OR CAN BE FULLY STAFFED AS WELL! LOW RENT! HIGH SALES! CALL FOR DETAILS!!!

Please Call SUNNY Kashyap at 416-827-4444 for further details or Simply Email Me!

Thank You So Very Much For Your Business!



*The Picture posted is not an accurate representation of the property, pls request Buyer to verify all info on this listing, publisher does not take responsibility for any errors or ommisions, Thank you.
Price:

$ 199400

Sunday, November 21, 2010

Tips for Changing Money

Tips for Changing Money
As a traveler, your main concern will be getting the most favorable rate possible. A commonly asked question is: should I convert now, or will my money be worth more when I go abroad? Unless your trip is months away, the answer is that it probably will not make much of a difference. The major currencies tend to move +/- 1% in a given day, which is a relatively minor move unless you are changing thousands at a time. Experts agree that travelers will be best off looking for a place that will change money inexpensively. Below are some of your options.

Exchanging Money at Home
While still at home, you can exchange currency at your local bank. Experts suggest only changing enough to cover travel and transportation costs until you are settled at your destination, as the costs of exchanging money at home can be prohibitive. Other services you can use at home include online money exchange services, which will take American funds and send the converted money to your home. The obvious risk with services like these is fraud and the safety of your funds while they are in transit.

Changing Money at Hotels and Airports
While hotel and airport exchange may seem convenient, beware of high transaction charges. Generally experts advise avoiding exchanging money at a hotel unless you have no other choice. You can use the currency converter or calculator on our site to determine approximately what you are being charged in transaction costs, so you can more clearly identify how much the markup is.

Exchanging Money via Credit Cards
Generally credit cards offer the most favorable exchange rates for changing money, since credit card companies have access to better rates than individuals. Be careful when using the credit card if your home currency is falling-since the transactions are not converted instantly, there is a possibility that you will end up with a less favorable conversion rate a few days later.

Another alternative to cash is to bring travelers checks with you. Even though these are fading in popularity, they still offer some excellent benefits-namely, that travelers checks can be replaced if they are lost or stolen, and can be used freely at exchanges to get the currency of the country you are in.

Changing Money at Local Banks
The rates given at local banks are usually decent, although keep in mind that one of two things can happen. If the exchange rate given is determined purely by supply and demand, then you will end up with a price that is close to what is being quoted in the foreign exchange market globally ("market price"). The other alternative is that the government of the country you are in sets the currency exchange rate, which must be offered by anyone who is changing money. Regardless, local banks are often a convenient and relatively low-cost option for changing money.

No matter what, always check current rates beforehand by looking in a local newspaper, or by using our currency converter.

Friday, October 22, 2010

Lowering Oil Prices

Oil Companies Lowering Fuel Prices; Citing Global Fall in Oil PricesIn New Zealand, many Companies are reducing their petrol prices in tune with the dropping international oil prices. One such new Company is Caltex, which declared to decrease its petrol prices by 2 cents a liter.

The Shell brand possessors, BP and Greenstone also reduced the petrol prices by the same amount, as Caltex did.

Petrol is now being offered by both the Companies at $1.75.9 a liter for 91 octane and the diesel is being sold at $1.18.9 cents per liter. The price of the 95 V-Power petrol has been kept at $1.82.9 cents a liter.

Asda, a supermarket chain having 180 filling stations also dropped its petrol price by 1p, which now costs 111.9p a liter and it cut its diesel price by 2p bringing it to 114.9p a liter. The Company would keep reducing the price till the last week of the August, so as to ease consumer spending.

As revealed by the Company, its yearly spending rate was low as 4.2%, which means the Company would lose £7 of its income, every week.

Asda brought out a report, which showed that in last quarter of 2010, the UK families could experience the lowest amount of disposable income in two years.

"These are increasingly uncertain times for millions of families across the UK, and it's clear from all the data customers will need us more than ever", said Andy Clarke, Asda President and CEO.

Wednesday, October 20, 2010

Forex Characteristics

1st, It consists market but no trading field
The finance industry in the western countries consist two sets of systems, namely the centralism business central operation and there is no fixed place for such business network. Stock trading is being traded through stock exchange. Like the New York Stock Exchange, the London stock market, the Tokyo stock market, respectively is American, English, the Japanese stock main transaction place, it is a centralism business financial commodity, its quoted price, the transaction time and hand over to the procedure all consist of unification the stipulation, and has established the same business association, it has formulated the same business rules. The investor could buy and sells the commodity through the broker company, this is known as "consist of trading market and trading field".

But foreign exchange business is done without any unification operation market and business network, it has no centralism unified place like the stock transaction. But, the foreign currency trading network actually is globally, and it has formed a organization which has no formal organization, the market is relied through an approval way and the advanced information system, Forex traders do not consist any membership qualification for any organization, but must obtain colleague’s trust and approval. This kind of Forex market which has no trading field is known as "consist of market but no trading field". Each day, the trading volume in the global Forex market involves billions of U.S dollars, the so huge large amount fund, is being control under both the non-centralism place and non central governance system, plus it is settle based on non-government governance.

2nd, Circulation work
Due to the different geographical position of the various financial centre, the Asian market, the European market, the Americas market because of the time difference relations, it has become an entire day 24 hour continued operation whole world foreign exchange market.

Early morning 0830 (New York time) New York market opens, 0930 Chicago market opens, 1830 Sydney opens, 1930 Tokyo opens, 2030 Hong Kong, Singapore open, before dawn 1430 Frankfurt opens, 1530 o'clock London market opens. So 24 hours uninterrupted movements, the foreign exchange market becomes a day and night market, only on Saturday, Sunday as well as the various countries' significant holiday, the foreign exchange market only then can close.

This kind of continued operation, provided no time and spatial barrier ideal outlet for investors, the Forex trader may seek the best opportunity to carry on the transaction. For instance, Forex trader buys up the Japanese Yen in the morning at the New York market, in the evening Hong Kong market opens the Japanese Yen rises, the Forex trader sells in the Hong Kong market, no matter Forex trader in where, he all may participate in any market, any time business. Therefore, the foreign exchange market may say is does not have the time and the spatial barrier market.

3rd, Zero and Game
In the stock market, the rise or the drop of stock market could influence the value of the stock whether to rise or drop, for example the Japanese new date iron stock price falls from 800 Japanese Yen to 400 Japanese Yen, the value of this stock has been reduced to half. However, in the foreign exchange market, the value of a stock and a currency is being calculated differently, this is because the exchange rate is refers to the exchange ratio both countries currency, the exchange rate change will influence one kind of monetary value to reduce and at the same time another kind of monetary value increase. For instance in 22 years ago, 1 US dollar exchanges 360 Japanese Yen, at present, 1 US dollar exchanges 110 Japanese Yen, this explains the Japanese Yen currency value rise, but US dollar currency value drops, in the end the value will not reduce or increase. Therefore, some people described the foreign currency trading is "zero and the game", exactly said is the wealth shift.

In recent years, investment foreign exchange market fund has continuously increased, the exchange rate fluctuation expands day by day, urges the wealth shift to be larger, the daily trading volume of the global foreign exchange involves 150 billion US dollars, the rise or falls 1%, means that the 150 billion funds has been shifted. Although the foreign exchange rate change is very big, but, any kind of currency will not become waste paper, even if some kind of currency unceasingly falls, however, but generally it represents certain value, only if such currency has been abolished.

Thursday, October 7, 2010

Gold Hits Reocrd High

Gold rose slightly on Monday, hitting record highs for a third consecutive day as funds kept buying the metal on a weaker dollar and a report showing U.S. homebuilder sentiment stayed in the doldrums.

Traders said the market was focussed on the Federal Reserve's policy meeting which concludes on Tuesday.

Most economists do not expect any new economic stimulus programs from the Fed, But if the economic recovery falters, the U.S. central bank may opt later this year to make major repurchases of U.S. government debt, a plan known as quantitative easing. This could increase gold's appeal.

"There is a possibility that we could get at least some hints leaning towards quantitative easing, and that's what the gold market wants to hear," said Bill O'Neill, partner at New Jersey-based commodities firm LOGIC Advisors.

"Part of the recent rally has been based on the idea that we could have a second round of quantitative easing. So, if the Fed meeting turns out to be a complete nonevent, then you may see short term negative reaction on gold," he said.

The possibility of Fed stimulus kept many traders bullish about gold, which remained sharply below its inflation-adjusted all-time high above $2,200 an ounce.

Spot gold hit a record $1,283.70 an ounce, then pared gains. It stood at $1,277.60 an ounce at 3:16 p.m. (1916 GMT), up from $1,275.95 late in New York on Friday. U.S. gold futures for December delivery settled up $3.30 at $1,280.80 an ounce.

In recent years, many prominent hedge fund managers led by George Soros and John Paulson turned to bullion, fuelling its 17 percent rally year to date, sharply higher than the S&P 500 stock index, which is up less than 2 percent so far this year.

"Everyone's on the surfboard riding the wave. It's definitely the funds. We would never be seeing a run-up like this if it were not the big money behind it," said Miguel Perez-Santalla, vice president of sales at New York-based Heraeus Precious Metals Management.

But last week, Soros renewed a warning that gold is the "ultimate bubble" and "it's certainly not safe and won't last forever."

The dollar slipped, with some in the currency market cautious about the upcoming Fed meeting.

A weaker dollar often boosts gold. Although that correlation has been shaky this year, the inverse relation has strengthened in the last five days.

The home builders' sentiment report was the latest indication that confidence in the U.S. recovery remained fragile. U.S. consumer confidence data on Friday showed Americans this month at their most pessimistic in over a year.

Sunday, September 26, 2010

Gold Price at record High

In the LAST TWO WEEKS we have seen the US Dollar move from $1.2751 to $1.3450 against the Euro, notes Julian Phillips of the Gold Forecaster.

The Dollar has also fallen against the Pound, the Yen and the Swiss Franc. In response, the Japanese government via the Bank of Japan is weakening the Yen as we write this. The trade-weighted Dollar Index of its value against a basket of competitors has fallen to 0.79 (a 4% drop), and points to a further major drop still. The breakdown through support is critical and will incite arguments that the US itself going to weaken the Dollar via coming Quantitative Easing.

And meanwhile, the Gold Price is nudging the record price of $1300 and promising much more.

The argument from the US Treasury that China should let the Yuan rise is now losing weight in line with the weakening of the US Dollar. All eyes are on the Fed after the issue of its statement this week. These pointed downward to deflation for the economy, despite the general belief that the US still has a recovery underway.

This is a major step forward for us in the gold and silver world. The Fed has indicated that deflation may have to be fought. If this is correct then the Quantitative Easing we have seen to date is more than inadequate. More than that, the Fed is aware it may have to inflate, to give the right financial environment for a 'real' recovery to take place. This means that the value of the Dollar both inside and outside the US will be lowered, in future. Markets are discounting deflation expectations right now. Once inflation appears, only then do we expect equity markets to rise, as the Dollar cheapens.

Monday, September 13, 2010

Seaview Condo in USA

Longport Seaview Condominium Business Information
Longport Seaview Condominium also does business as Longport-Seaview Condominiums, Longport-Seaview Condominium Association .
Location Type Single Location
Annual Sales (Estimated) $1 to 2.5 million
Employees (Estimated) 5 to 9
D&B: 13
SIC Code 651301, Condominiums
NAICS Code 531110, Lessors of Residential Buildings
Products, Services and Brands Information not found
State of Incorporation Information not found
Years in Business 32

*
Business Categories
o Condominiums in Longport, NJ
o Condominium Association
o Lessors of Residential Buildings

Friday, August 27, 2010

Car Tires

1. Understand Tire Basics

­

­Simply put­, a tire is a flexible container of compressed air. This air container support the vehicle's load; propels a vehicle forward, backward and side-to-side; stops the vehicle; and cushions the load from road imperfection­s.

Today's tires have between 19 and 25 different components. Tires are built from the inside out rather than the outside in. The heart of every tire is an inner liner. Its job is to give the tire shape and hold in air. Fabric belts are wrapped around the inner liner. The bead is fastened to the bottom of the fabric belts and holds the tire to the wheel.

On top of the fabric belts are steel belts. These belts have two jobs: They give the tire stability and make the tread pattern as flat as possible. (A flatter tread means more contact with the road.) The tire tread is on top of the belts. There are different tread patterns for different types of tires. The sidewell on the side of the tire gives it stiffness and ride characteristics. A taller, softer sidewall will absorb more bumps, while a shorter, stiffer sidewall will provide better cornering ability and sharper steering response.






On the sidewall of every passenger-car and light-truck tire is an alphanumeric code that describes the dimensions of the tire. For most tires, this code will start with a "P" (above, left). Some may start with an "LT" to signify light truck. Some tires may have a "Max. Load" indication (above, right). When selecting new tires, it is important to make sure a tire's load rating is at least a high as the tire you are replacing.

Tuesday, August 24, 2010

Currency Deals

Groupon-like deals. Today, Peanut Labs is launching a different twists to the crowdsourced local deal; the startup is allowing users to earn virtual currencies by buying local goods and services at huge discounts, called Cherry Deals.

So when playing a game on Facebook, a user will see the option of earning points for the game is they buy a Groupon-like deal. Cherry Deals uses your IP address to figure out where you are, and then serves up both national and local deals. Once you click on a deal, you can pay with your credit card within Facebook and you will receive the virtual currency in your gaming account. Cherry Deals will also serve as a standalone Facebook app. For now all the deals are U.S. based but Cherry Deals plans to expand to the U.K. and Canada by the end of this year.

The interface looks and feels just like Groupon, except that it is placed within Facebook. Ali Moiz, co-founder of Peanut Labs, says that they “felt no need to reinvent the wheel” in terms of design and the model. And Peanut Labs has already struck a few major deals for games to include the offers. Cherry Deals will be included in Facebook games produced by RockYou and TheBroth.

Thursday, August 19, 2010

Find Good Investment Property

The idea of owning rental real estate seems to be gaining popularity as investors tire of the swoops and swoons of the stock market. As I pointed out in a separate column, not everyone has what it takes to be a landlord. But those who do may find rentals to be a good way to build wealth.

Once you've made the decision to buy rental property, your real work begins. Finding a profitable rental property usually takes time, connections and plenty of research.

Here's what you need to know to get started:
Know your time horizon
As with any other investment, you should have a good idea how long you plan to own a rental property before you buy it, says Robert Cain, publisher of the Rental Property Reporter newsletter.

The longer you plan to own the property, the more you'll probably need to invest in maintenance, repairs and improvements, Cain said.

"If you're keeping it for 20 years, at some point you're going to be putting a new roof on that property. You're going to be putting in new appliances and doing some major repairs," Cain said. If you're only planning to own a property for five years, by contrast, you'll probably want to avoid making any major improvements unless you're sure you can recoup the cost with a higher sale price.

You also may face more investment risk with a shorter time horizon. Although your rental will almost certainly appreciate over 20 years, it could easily lose value in the next five, particularly if you're buying in an overheated market. You'll need a bigger potential annual return to make up for that risk.

For many small investors, long-term ownership makes the most sense, said Pat Callahan, an attorney, landlord and founder of the American Association of Small Property Owners. You'll have plenty of time to ride out any swings in the market, and rental income can make a nice supplement to your day job. Find enough rental properties, and being a landlord may become your day job.

Wednesday, August 18, 2010

Mastercard 0% APR

Whenever I buy something online, I look to try to reduce the price of the item as much as possible. As a consumer, there are a variety of tools you can use to be a savvier shopper. Most consumers know to use a credit card with at least 1% cash back to reduce the price a small bit. Others shop online to avoid sales tax.

However, one trick I’ve used lately is buying store gift cards on the second hand market. If you’ve seen gift card industry statistics, they’re astonishing. There are billions of dollars lost each year in gift card value and several startups have stepped into the space because they sense an opportunity. The online buying and selling of gift cards is growing and that means opportunity not only for these startups, but savvy consumers.
How This Works

You can buy gift cards online for less than the face value of the card, which means more savings at the register or checkout screen. For example, with Mother’s Day right around the corner, you’re probably thinking about buying Mom some flowers. If you’ve been scoping out the various flower deals, perhaps you’ve settled on a bouquet from 1-800-Flowers. You’ve scoped out the coupons, you’ve checked all the partnership websites giving a small percentage off if you buy through their affiliate link, and now you want a little extra edge.

Buy a gift card online. It’s treated like any other form of payment, plus you can buy it with a credit card and still get the cashback! (incidentally, you can buy 1-800-Flowers gift cards online for 25%-30% off!)

Monday, August 16, 2010

FX in USA

For those of you who are not aware as to the origins of BREEZE FX Forex Broker, we developed a medium for forex traders where they could trade with confidence. Having read countless articles and forum entries from various wronged clients around the world,outlining the misfortune that they have encountered with other Forex Brokers, We decided to open BREEZE FX.

We would advise all participants whether you are an existing client or somebody who has a passing interest in the market, to have a look at the forex check list that all forex traders should adhere to for the financial safety.

Ensure the first thing that you identify is that the Forex company is regulated. .com ,are regulated by the Financial Services Authority in the United Kingdom. If you are not aware of this institution, then it is important for you to know that it is one of the most stringent forex regulators on the planet.

You may have to fill out a little extra information when opening a forex trading account, however this is for your protection, and all online forex/cfd brokerages should follow this practice. If they do not, ask yourself why not?

There are a number of positive aspects that forex trading with a regulated forex company offers. Lets just assume that a worst case scenario and BREEZE FX for one reason or another went out of business. Your investment would be protected upto 20,000 GBP. This is a great safeguard, as it gives you the peace of mind that you will receive a payment to cover your loss.

Further to this, if you feel that you have been wronged or mistreated, then you have the power of redress. You can report to the regulator and they can investigate the complaint. If it is the proven that you have been treated in an unfair fashion then they can prosecute the forex broker accordingly.

Several years ago, the European Union passed MIFID (Markets in Financial Instruments Directive Nov 2007).This ensures a level playing field for all clients based within the EU. A forex brokerage regulated in the UK will offer the same protections even if you are a client in any of the EEA country (European Economic Area). For example, if you are from Germany and you wish to open a trading account with http://www..com you will have the same rights and protections as that of any German online forex brokerage.

The knowledgeable account managers at BREEZE FX, will only offer you one piece of advice. The best way for you to make money is to learn the markets yourself. This involves becoming a specialist in 1 or maybe 2 currencies or commodities.

Saturday, August 14, 2010

What is Trade

Trade is the voluntary exchange of goods, services, or both. Trade is also called commerce. A mechanism that allows trade is called a market. The original form of trade was barter, the direct exchange of goods and services. Modern traders instead generally negotiate through a medium of exchange, such as money. As a result, buying can be separated from selling, or earning. The invention of money (and later credit, paper money and non-physical money) greatly simplified and promoted trade. Trade between two traders is called bilateral trade, while trade between more than two traders is called multilateral trade.

Wednesday, August 11, 2010

Oil Prices

The oil price has ingratiated itself with the lower price band for some time now closing below $73 a barrel in New York on Friday. There seems to be a melange of reasons at play for the price drop. First on the list- oil and gas prices have been rocked by the uncertainty about the extent of economic recovery.

The June job report, not on entirely unexpected lines, was grim with just 83,000 new private sector jobs added. Though lesser than anticipated it was better than the May figures when only 33,000 jobs were added. The unemployment figure did drop from 9.7 to 9.5 per cent-a modest gain, a gain nonetheless. However, analysts believe the drop happened as many people gave up their search for jobs.

On the whole, the job report indicates slow growth. The bearish job report didn't revive fears of recession but didn't offer any hope either. Soon after the jobs report, the price of U.S treasuries fell and the U.S stocks saw their worst week in two months. In Europe the shares closed higher though the German Bund futures fell. On Friday the Dollar fell against the Euro. The president expressed disappointment but said the nation was "headed in the right direction". He said, "We're not headed there fast enough for a lot of Americans," adding, "We're not headed there fast enough for me, either."

After nine consecutive months of northward march, factory orders declined in May-the sharpest since March-the commerce department announced on Friday. The orders for manufactured goods decreased 1.4 percent, the biggest since the March of last year. The departments said that demand for goods fell 2.1 percent. Both, the jobs report and the news from the manufacturing front, point to a slow recovery. The recovery is also an offshoot of the debt crisis in Europe- the governments in the region are moving to curb budget deficits through lower spending. The G-20 leaders have agreed, more or less, to deficit -reduction targets. Remember, a year ago it was times for a flurry of stimulus spending to avoid recession woes. Right now, the consumer confidence is low and so is the spending. Naturally, the demand is low for oil too.

Oil prices fell for the sixth consecutive trading session to jot the weakest price since June 9 with Crude oil dropping below the $73 a barrel in New York. The sweet crude for August delivery closed at $72.44 a barrel, down 4.1% at the New York stock, trading in the range of $75.40 to $72.36, heating oil was at $1.9155 a gallon losing 2.3 cents, and Natural gas settled for $4.687 per 1,000 cubic feet with a loss of 16.7 cents. In the ICE futures exchange, August North Sea Brent crude closed at $71.85 a barrel, 4.2 % lower. The tropical storm Alex, the first named one this hurricane season, didn't deter the oil prices as expected mid-week.

Tuesday, August 10, 2010

USA Forex Rates - Aug 10



































































































































































































Currency Symbol Buying
Selling
Charts
   Australian Dollar AUD 77.5 78.5
   Bahrain Dinar BHD 226.4 227.1
   Canadian Dollar CAD 82.4 83.4
   China Yuan CNY 12.2 12.7
   Danish Krone DKK 14.85 15
   Euro EUR 112 113
   Hong Kong Dollar HKD 11 11.4
   Indian Rupee INR 1.82 1.87
   Japanese Yen JPY 0.99 1
   Kuwaiti Dinar KWD 294.5 295
   Malaysian Ringgit MYR 27.3 27.8
   NewZealand $ NZD 60 60.5
   Norwegians Krone NOK 13.8 14
   Omani Riyal OMR 221.5 222
   Qatari Riyal QAR 23.4 23.55
   Saudi Riyal SAR 22.72 22.95
   Singapore Dollar SGD 62.7 63.7
   Swedish Korona SEK 11.65 11.8
   Swiss Franc CHF 81 82
   Thai Bhat THB 2.7 2.77
   U.A.E Dirham AED 23.22 23.45
   UK Pound Sterling GBP 134.6 136
   US Dollar USD 85.65 85.95

Monday, August 9, 2010

Heating Oil Trading - USA Forex Rates Blog

Heating oil futures are investments on petroleum products that are normally kept in storage tanks above the ground and used in furnaces and boilers. Some sources compare heating oil to diesel fuel because the mixtures are similar and they burn at a lower temperature compared to some other heating sources. Natural gas and propane are more readily available in some parts of the country but in the areas they are not heating oil is often used because the cost is less than other types of fuels. Heating oil futures include options that give the buyer the right to a piece of the asset. Another popular term associated with this type of fuel is known as the crack spread. The crack spread is often based upon the profit margin made on petroleum products and is a common term used among traders. "And unto one he gave five talents, to another two, and to another one; to every man according to his ability; and straightway took his journey. He that had received the five talents went and traded with the same, and made another five talents" (Matthew 25:15-16).

Oil companies that refine their own products and sell to retailers are often cushioned from economic adversity when price changes occur because they also sell their products to the wholesale market. Another way that companies can protect themselves when economic diversity happens is by investing in heating oil futures and them selling them. Oil companies that have a system of transforming natural resources into a finished product are known as supply chains. Manufacturers extract the natural resources and refine the product by creating a mix of raw materials and components that make the final product which is then delivered to customers.

The forces of supply and demand determine how heating oil futures prices are set on a daily basis. The investor who purchases the option contract must fulfill the contract on the settlement date determined by the contract. On the settlement date the determined price will allow the seller or the buyer to lose or make a profit. Settlements can be realized through a physical settlement or through a cash settlement. The asset can be a barrel of oil or some other type of commodity. Futures contracts are often sold by farmers and other producers as a way to guarantee a specific price so that they can plan ahead. Selling options ahead of time can help them to have resources to cover feed costs and so on.

Popular traded commodities include agriculture such as grains, sugar, cotton, coffee, meat, livestock, metals, crude oil, natural gas, propane, heating oil, and environmental products that help energy efficiency. On the open market there are exchanges that regulate the trading of any type of commodity. The exchange authority makes sure that all trades including heating oil futures are conducted within the regulations set in place to protect all parties involved. These exchanges are under government control. They are not set up just for popular traded commodities but are set in place for any type of trade or investment that can occur within an open market.

An asset or instrument that is used to establish futures contracts can be set up on the open market if they are of interest to a buyer or investor. These can be in the market of heating oil futures or even in foreign currency. Some sources say that trading commodities began with rice, silk, and tulips. After that followed grains, meat, livestock, and energy. Trading assets and other types of products help economies and companies involved in the trading. Internationally this can have a large impact on an entire economy. This can be seen with the energy market and oil in particular. All countries need some form of energy to be able to live and prosper. Energy is needed to keep warm and to stay cool. Energy is needed to run a transportation system or just an individual's vehicle.

Those who might be guilty of breaking rules and regulations set down by the trading commission can be fined and punished depending upon the severity. Heating oil futures are regulated by the Commodity Futures Trading Commission which is an agency of the government that is run independently. Transactions are monitored consistently to make sure that all transactions are done legally and within the contracts where they fall. The trading commission helps to protect the public and those who trade on the market. They help to maintain an open and honest market so that other companies and countries will want to invest in commodities where supply and demand determines what is just and fair.

The open market was created to help merchants to trade their products without chaotic fluctuations in pricing. Cash forward contracts were made as an investment in future deliveries of commodities. Heating oil futures provide a buyer with a promised amount of assets in a specific amount of time. The buyer makes an agreement with the seller. At the time of delivery the set amount on the price is honored regardless of what the price is at that future date. This guarantees that the seller will sell the commodity and will guarantee the buyer a specific price based upon an agreed contract. The forming of the exchange commission has helped to keep these guarantees in place along with other rules and regulations that guarantee both the seller and the buyer with a fair way to trade.

Friday, August 6, 2010

Investment Myths - USA Forex Rates Blog

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The foreign exchange market is one of the most popular markets for speculation, due to its enormous size, liquidity and tendency for currencies to move in strong trends. Presumably, these characteristics would enable traders to have tremendous success. However, success has been limited mainly for the reasons described below.

Many traders come with false expectations of the profit potential and lack the discipline required for trading. Short-term trading is not an amateur's game and is usually not the path for quick riches. Though currencies may seem exotic or less familiar than traditional markets (i.e. equities, futures, etc.), the rules of finance and simple logic are not suspended. One cannot hope to make extraordinary gains without taking extraordinary risks. A trading strategy that involves taking a high degree of risk means suffering inconsistent trading performance and often suffering large losses. Trading currencies is not easy (if it was, everyone would already be a millionaire), and many traders with years of experience still incur periodic losses. One must realize that trading takes time to master and there are absolutely no short cuts to this process.

The most enticing aspect of trading currencies is the high degree of leverage used. Leverage seems very attractive to those who are expecting to turn small amounts of money into large amounts in a short period of time. However, leverage is a double-edged sword. Just because one lot ($100,000) of currency only requires $1,000 as a minimum margin deposit, it does not mean that a trader with $10,000 in his account should easily be able to trade 10 lots or even 5 lots. One lot is $100,000 and should be treated as a $100,000 investment and not the $1,000 put up as margin. Most traders analyze the charts correctly and place sensible trades, yet they tend to over leverage themselves (take a position that is too big for their portfolio), and as a consequence, often end up forced to exit a position at the wrong time.

If an account value is $10,000 and the trader places a trade for 1 lot, he is in effect, leveraging himself 10 to 1, which is a very significant level of leverage. Most professional money managers are not allowed to leverage even this high. Trading in small increments on the account will allow the trader to endure many losing trades without experiencing large monetary losses.

Thursday, August 5, 2010

Bond Investment USA Forex Rates Blog

McDonald's (NYSE: MCD) definitely didn't price last week's bond issue off the Dollar Menu. The company issued new 10-year bonds with only a 3.5% coupon, and The Wall Street Journal reported the issue had the lowest interest rate for a 10-year U.S. corporate issue in at least 15 years.

The bond pricing is interesting since McDonald's stock yields more than 3%, and if it continues its trend of annual increases, the payout will be super-sized again this fall. Odds of those bonds having a yield premium over the stock at today's price by the end of 2011 are about the same as taking a long road trip and not seeing a Golden Arches somewhere near a highway exit. In short, the bonds look expensive, at least relative to the stock.

Since single data points don't tell a full story, I looked for other high-quality dividend growers with bonds that appear overvalued relative to the stock. The table below shows examples with each stock's dividend yield, an assumed dividend growth rate, bond maturity date and yield, and how many annual dividend hikes before the stock yield passes the bond yield. To be conservative, the assumed dividend growth rate is the smaller of the three-year dividend growth rate, the five-year dividend growth rate, or 10%.

Wednesday, August 4, 2010

USA Forex Rates Blogspot for Aug 3rd 2010

Currency Symbol Buying
Selling
Charts
   Australian Dollar AUD 77.4 78.4
   Bahrain Dinar BHD 226.3 227
   Canadian Dollar CAD 83 84
   China Yuan CNY 12.3 12.8
   Danish Krone DKK 14.85 15
   Euro EUR 111.4 112.4
   Hong Kong Dollar HKD 11.1 11.5
   Indian Rupee INR 1.82 1.87
   Japanese Yen JPY 0.98 0.99
   Kuwaiti Dinar KWD 294 294.5
   Malaysian Ringgit MYR 27.3 27.8
   NewZealand $ NZD 60 60.5
   Norwegians Krone NOK 13.8 14
   Omani Riyal OMR 221.6 222.1
   Qatari Riyal QAR 23.4 23.55
   Saudi Riyal SAR 22.76 23
   Singapore Dollar SGD 62.8 63.8
   Swedish Korona SEK 11.65 11.8
   Swiss Franc CHF 81 82
   Thai Bhat THB 2.7 2.77
   U.A.E Dirham AED 23.26 23.5
   UK Pound Sterling GBP 133.8 135.8
   US Dollar USD 85.75 86.05