When to travel in Turkey? Spring is best, autumn next, then summer, last winter.
In 2010, Istanbul is a European Capital of Culture, with many special events. More...
SPRING
Spring (April, May, through mid-June) is prime because the weather is moderate throughout the country, the days are long, and the tourist rush hasn't begun. April can be rainy, though.
AUTUMN
Autumn (mid-September through October) is second best with mostly mild weather, but the days are shorter, and rain may begin again in October.
Click here for hotels in Turkey
SUMMER
Summer (mid-June, July, August, through mid-September) is quite hot in five of Turkey's seven distinct climatic regions, though usually rainless, and cool inland in the evenings.
WINTER
Winter (November, December, January, February, March) is chill and rainy everywhere except the southeast, but with lower prices and fewer tourists.
Weather & Climatic Regions: Turkey has seven distinct weather and climate zones. More...
Tom's Turkish Almanac: The Turkish year, month by month, with climate, holidays and special events. More...
Official National Holidays: The short list.
Islamic Holidays: They're 11 days earlier every year, and they change travel patterns, so you need to know about them. More...
Tuesday, December 7, 2010
Sunday, December 5, 2010
Australia Business Deals
2. Evaluate your current spending habits: Maybe you spend very little money each month personally, but other people within your business make purchases. Business credit card accounts are available where all the points accumulate in aggregate. Instead of having others spend on their personal accounts and submit expense reports for reimbursement, consider multiple cards on the business name. Recognise when the use of a credit card is better for you and your suppliers than buying on terms. Personal accounts can also accumulate on the same bank and be merged with business accounts.
3. Find the credit card that gathers points from your favourite merchants: Business agreements are valuable commodities, and special rates for frequent business travellers are set to earn loyalty. Hotels, car rental companies, restaurants, and every other service business wants repeat customers. Business reward points are not created equal. Some banks offer more points for staying at a certain hotel than another bank. Understand that one point varies in value when added to the account and when that same point is redeemed. Look for the credit card point program that already offers points from your favourite places. Know what other companies might also add points to your balance and visit a new place each month. You will have new experiences and increase your point balance.
4. Actively manage your reward points accounts: Never let points expire and disappear. Those points cost money to accumulate and have value up to a certain date. Track the expiration dates and cash in on the rewards about 60 days before the date. Keep those points “free” by paying off the entire balance every month. The quickest way to devalue your points is to pay a bill late or pay interest on the account balance. Most banks will freeze your reward points if the payment is not received prior to the due date. Use fewer credit cards so the balance on each account rises more quickly and rewards are available sooner. Five cards used to accumulate 100 points each do not have the same redemption value as one card with 500 points.
5. Redeem points for the best value and know the reward and redemption thresholds: As you spend more on the same credit card, the number of points rewarded increases in some programs. Redemption thresholds change the value of the points accumulated as well. Study the rewards offered and exercise patience to redeem the best reward for the number of points surrendered. Avoid cashing points in for merchandise because the points required are rarely optimised in comparison to paying cash for the same item. When redeeming miles for flights, look closely at international deals because some flights cost thousands of dollars, but can be redeemed for reasonable point balances. Some banks will allow the combining of multiple accounts for larger balances and rewards.
3. Find the credit card that gathers points from your favourite merchants: Business agreements are valuable commodities, and special rates for frequent business travellers are set to earn loyalty. Hotels, car rental companies, restaurants, and every other service business wants repeat customers. Business reward points are not created equal. Some banks offer more points for staying at a certain hotel than another bank. Understand that one point varies in value when added to the account and when that same point is redeemed. Look for the credit card point program that already offers points from your favourite places. Know what other companies might also add points to your balance and visit a new place each month. You will have new experiences and increase your point balance.
4. Actively manage your reward points accounts: Never let points expire and disappear. Those points cost money to accumulate and have value up to a certain date. Track the expiration dates and cash in on the rewards about 60 days before the date. Keep those points “free” by paying off the entire balance every month. The quickest way to devalue your points is to pay a bill late or pay interest on the account balance. Most banks will freeze your reward points if the payment is not received prior to the due date. Use fewer credit cards so the balance on each account rises more quickly and rewards are available sooner. Five cards used to accumulate 100 points each do not have the same redemption value as one card with 500 points.
5. Redeem points for the best value and know the reward and redemption thresholds: As you spend more on the same credit card, the number of points rewarded increases in some programs. Redemption thresholds change the value of the points accumulated as well. Study the rewards offered and exercise patience to redeem the best reward for the number of points surrendered. Avoid cashing points in for merchandise because the points required are rarely optimised in comparison to paying cash for the same item. When redeeming miles for flights, look closely at international deals because some flights cost thousands of dollars, but can be redeemed for reasonable point balances. Some banks will allow the combining of multiple accounts for larger balances and rewards.
Monday, November 29, 2010
Business for Sale in Ontario
Convenience Stores & Smoke Shops
Headline:
DAISY MART - FAMOUS FRANCHISED BUSINESS!!!
Description:
**DAISY MART - CONVENINCE STORE** Very Large Store approx 2500 Sq ft, very modern design, Low rent, High sales, Prime GTA Toronto Location, Asking Only $199,400
WHAT A GREAT DEAL!! PERFECT FAMILY BUSINESS! OR CAN BE FULLY STAFFED AS WELL! LOW RENT! HIGH SALES! CALL FOR DETAILS!!!
Please Call SUNNY Kashyap at 416-827-4444 for further details or Simply Email Me!
Thank You So Very Much For Your Business!
*The Picture posted is not an accurate representation of the property, pls request Buyer to verify all info on this listing, publisher does not take responsibility for any errors or ommisions, Thank you.
Price:
$ 199400
Headline:
DAISY MART - FAMOUS FRANCHISED BUSINESS!!!
Description:
**DAISY MART - CONVENINCE STORE** Very Large Store approx 2500 Sq ft, very modern design, Low rent, High sales, Prime GTA Toronto Location, Asking Only $199,400
WHAT A GREAT DEAL!! PERFECT FAMILY BUSINESS! OR CAN BE FULLY STAFFED AS WELL! LOW RENT! HIGH SALES! CALL FOR DETAILS!!!
Please Call SUNNY Kashyap at 416-827-4444 for further details or Simply Email Me!
Thank You So Very Much For Your Business!
*The Picture posted is not an accurate representation of the property, pls request Buyer to verify all info on this listing, publisher does not take responsibility for any errors or ommisions, Thank you.
Price:
$ 199400
Sunday, November 21, 2010
Tips for Changing Money
Tips for Changing Money
As a traveler, your main concern will be getting the most favorable rate possible. A commonly asked question is: should I convert now, or will my money be worth more when I go abroad? Unless your trip is months away, the answer is that it probably will not make much of a difference. The major currencies tend to move +/- 1% in a given day, which is a relatively minor move unless you are changing thousands at a time. Experts agree that travelers will be best off looking for a place that will change money inexpensively. Below are some of your options.
Exchanging Money at Home
While still at home, you can exchange currency at your local bank. Experts suggest only changing enough to cover travel and transportation costs until you are settled at your destination, as the costs of exchanging money at home can be prohibitive. Other services you can use at home include online money exchange services, which will take American funds and send the converted money to your home. The obvious risk with services like these is fraud and the safety of your funds while they are in transit.
Changing Money at Hotels and Airports
While hotel and airport exchange may seem convenient, beware of high transaction charges. Generally experts advise avoiding exchanging money at a hotel unless you have no other choice. You can use the currency converter or calculator on our site to determine approximately what you are being charged in transaction costs, so you can more clearly identify how much the markup is.
Exchanging Money via Credit Cards
Generally credit cards offer the most favorable exchange rates for changing money, since credit card companies have access to better rates than individuals. Be careful when using the credit card if your home currency is falling-since the transactions are not converted instantly, there is a possibility that you will end up with a less favorable conversion rate a few days later.
Another alternative to cash is to bring travelers checks with you. Even though these are fading in popularity, they still offer some excellent benefits-namely, that travelers checks can be replaced if they are lost or stolen, and can be used freely at exchanges to get the currency of the country you are in.
Changing Money at Local Banks
The rates given at local banks are usually decent, although keep in mind that one of two things can happen. If the exchange rate given is determined purely by supply and demand, then you will end up with a price that is close to what is being quoted in the foreign exchange market globally ("market price"). The other alternative is that the government of the country you are in sets the currency exchange rate, which must be offered by anyone who is changing money. Regardless, local banks are often a convenient and relatively low-cost option for changing money.
No matter what, always check current rates beforehand by looking in a local newspaper, or by using our currency converter.
As a traveler, your main concern will be getting the most favorable rate possible. A commonly asked question is: should I convert now, or will my money be worth more when I go abroad? Unless your trip is months away, the answer is that it probably will not make much of a difference. The major currencies tend to move +/- 1% in a given day, which is a relatively minor move unless you are changing thousands at a time. Experts agree that travelers will be best off looking for a place that will change money inexpensively. Below are some of your options.
Exchanging Money at Home
While still at home, you can exchange currency at your local bank. Experts suggest only changing enough to cover travel and transportation costs until you are settled at your destination, as the costs of exchanging money at home can be prohibitive. Other services you can use at home include online money exchange services, which will take American funds and send the converted money to your home. The obvious risk with services like these is fraud and the safety of your funds while they are in transit.
Changing Money at Hotels and Airports
While hotel and airport exchange may seem convenient, beware of high transaction charges. Generally experts advise avoiding exchanging money at a hotel unless you have no other choice. You can use the currency converter or calculator on our site to determine approximately what you are being charged in transaction costs, so you can more clearly identify how much the markup is.
Exchanging Money via Credit Cards
Generally credit cards offer the most favorable exchange rates for changing money, since credit card companies have access to better rates than individuals. Be careful when using the credit card if your home currency is falling-since the transactions are not converted instantly, there is a possibility that you will end up with a less favorable conversion rate a few days later.
Another alternative to cash is to bring travelers checks with you. Even though these are fading in popularity, they still offer some excellent benefits-namely, that travelers checks can be replaced if they are lost or stolen, and can be used freely at exchanges to get the currency of the country you are in.
Changing Money at Local Banks
The rates given at local banks are usually decent, although keep in mind that one of two things can happen. If the exchange rate given is determined purely by supply and demand, then you will end up with a price that is close to what is being quoted in the foreign exchange market globally ("market price"). The other alternative is that the government of the country you are in sets the currency exchange rate, which must be offered by anyone who is changing money. Regardless, local banks are often a convenient and relatively low-cost option for changing money.
No matter what, always check current rates beforehand by looking in a local newspaper, or by using our currency converter.
Friday, October 22, 2010
Lowering Oil Prices
Oil Companies Lowering Fuel Prices; Citing Global Fall in Oil PricesIn New Zealand, many Companies are reducing their petrol prices in tune with the dropping international oil prices. One such new Company is Caltex, which declared to decrease its petrol prices by 2 cents a liter.
The Shell brand possessors, BP and Greenstone also reduced the petrol prices by the same amount, as Caltex did.
Petrol is now being offered by both the Companies at $1.75.9 a liter for 91 octane and the diesel is being sold at $1.18.9 cents per liter. The price of the 95 V-Power petrol has been kept at $1.82.9 cents a liter.
Asda, a supermarket chain having 180 filling stations also dropped its petrol price by 1p, which now costs 111.9p a liter and it cut its diesel price by 2p bringing it to 114.9p a liter. The Company would keep reducing the price till the last week of the August, so as to ease consumer spending.
As revealed by the Company, its yearly spending rate was low as 4.2%, which means the Company would lose £7 of its income, every week.
Asda brought out a report, which showed that in last quarter of 2010, the UK families could experience the lowest amount of disposable income in two years.
"These are increasingly uncertain times for millions of families across the UK, and it's clear from all the data customers will need us more than ever", said Andy Clarke, Asda President and CEO.
The Shell brand possessors, BP and Greenstone also reduced the petrol prices by the same amount, as Caltex did.
Petrol is now being offered by both the Companies at $1.75.9 a liter for 91 octane and the diesel is being sold at $1.18.9 cents per liter. The price of the 95 V-Power petrol has been kept at $1.82.9 cents a liter.
Asda, a supermarket chain having 180 filling stations also dropped its petrol price by 1p, which now costs 111.9p a liter and it cut its diesel price by 2p bringing it to 114.9p a liter. The Company would keep reducing the price till the last week of the August, so as to ease consumer spending.
As revealed by the Company, its yearly spending rate was low as 4.2%, which means the Company would lose £7 of its income, every week.
Asda brought out a report, which showed that in last quarter of 2010, the UK families could experience the lowest amount of disposable income in two years.
"These are increasingly uncertain times for millions of families across the UK, and it's clear from all the data customers will need us more than ever", said Andy Clarke, Asda President and CEO.
Wednesday, October 20, 2010
Forex Characteristics
1st, It consists market but no trading field
The finance industry in the western countries consist two sets of systems, namely the centralism business central operation and there is no fixed place for such business network. Stock trading is being traded through stock exchange. Like the New York Stock Exchange, the London stock market, the Tokyo stock market, respectively is American, English, the Japanese stock main transaction place, it is a centralism business financial commodity, its quoted price, the transaction time and hand over to the procedure all consist of unification the stipulation, and has established the same business association, it has formulated the same business rules. The investor could buy and sells the commodity through the broker company, this is known as "consist of trading market and trading field".
But foreign exchange business is done without any unification operation market and business network, it has no centralism unified place like the stock transaction. But, the foreign currency trading network actually is globally, and it has formed a organization which has no formal organization, the market is relied through an approval way and the advanced information system, Forex traders do not consist any membership qualification for any organization, but must obtain colleague’s trust and approval. This kind of Forex market which has no trading field is known as "consist of market but no trading field". Each day, the trading volume in the global Forex market involves billions of U.S dollars, the so huge large amount fund, is being control under both the non-centralism place and non central governance system, plus it is settle based on non-government governance.
2nd, Circulation work
Due to the different geographical position of the various financial centre, the Asian market, the European market, the Americas market because of the time difference relations, it has become an entire day 24 hour continued operation whole world foreign exchange market.
Early morning 0830 (New York time) New York market opens, 0930 Chicago market opens, 1830 Sydney opens, 1930 Tokyo opens, 2030 Hong Kong, Singapore open, before dawn 1430 Frankfurt opens, 1530 o'clock London market opens. So 24 hours uninterrupted movements, the foreign exchange market becomes a day and night market, only on Saturday, Sunday as well as the various countries' significant holiday, the foreign exchange market only then can close.
This kind of continued operation, provided no time and spatial barrier ideal outlet for investors, the Forex trader may seek the best opportunity to carry on the transaction. For instance, Forex trader buys up the Japanese Yen in the morning at the New York market, in the evening Hong Kong market opens the Japanese Yen rises, the Forex trader sells in the Hong Kong market, no matter Forex trader in where, he all may participate in any market, any time business. Therefore, the foreign exchange market may say is does not have the time and the spatial barrier market.
3rd, Zero and Game
In the stock market, the rise or the drop of stock market could influence the value of the stock whether to rise or drop, for example the Japanese new date iron stock price falls from 800 Japanese Yen to 400 Japanese Yen, the value of this stock has been reduced to half. However, in the foreign exchange market, the value of a stock and a currency is being calculated differently, this is because the exchange rate is refers to the exchange ratio both countries currency, the exchange rate change will influence one kind of monetary value to reduce and at the same time another kind of monetary value increase. For instance in 22 years ago, 1 US dollar exchanges 360 Japanese Yen, at present, 1 US dollar exchanges 110 Japanese Yen, this explains the Japanese Yen currency value rise, but US dollar currency value drops, in the end the value will not reduce or increase. Therefore, some people described the foreign currency trading is "zero and the game", exactly said is the wealth shift.
In recent years, investment foreign exchange market fund has continuously increased, the exchange rate fluctuation expands day by day, urges the wealth shift to be larger, the daily trading volume of the global foreign exchange involves 150 billion US dollars, the rise or falls 1%, means that the 150 billion funds has been shifted. Although the foreign exchange rate change is very big, but, any kind of currency will not become waste paper, even if some kind of currency unceasingly falls, however, but generally it represents certain value, only if such currency has been abolished.
The finance industry in the western countries consist two sets of systems, namely the centralism business central operation and there is no fixed place for such business network. Stock trading is being traded through stock exchange. Like the New York Stock Exchange, the London stock market, the Tokyo stock market, respectively is American, English, the Japanese stock main transaction place, it is a centralism business financial commodity, its quoted price, the transaction time and hand over to the procedure all consist of unification the stipulation, and has established the same business association, it has formulated the same business rules. The investor could buy and sells the commodity through the broker company, this is known as "consist of trading market and trading field".
But foreign exchange business is done without any unification operation market and business network, it has no centralism unified place like the stock transaction. But, the foreign currency trading network actually is globally, and it has formed a organization which has no formal organization, the market is relied through an approval way and the advanced information system, Forex traders do not consist any membership qualification for any organization, but must obtain colleague’s trust and approval. This kind of Forex market which has no trading field is known as "consist of market but no trading field". Each day, the trading volume in the global Forex market involves billions of U.S dollars, the so huge large amount fund, is being control under both the non-centralism place and non central governance system, plus it is settle based on non-government governance.
2nd, Circulation work
Due to the different geographical position of the various financial centre, the Asian market, the European market, the Americas market because of the time difference relations, it has become an entire day 24 hour continued operation whole world foreign exchange market.
Early morning 0830 (New York time) New York market opens, 0930 Chicago market opens, 1830 Sydney opens, 1930 Tokyo opens, 2030 Hong Kong, Singapore open, before dawn 1430 Frankfurt opens, 1530 o'clock London market opens. So 24 hours uninterrupted movements, the foreign exchange market becomes a day and night market, only on Saturday, Sunday as well as the various countries' significant holiday, the foreign exchange market only then can close.
This kind of continued operation, provided no time and spatial barrier ideal outlet for investors, the Forex trader may seek the best opportunity to carry on the transaction. For instance, Forex trader buys up the Japanese Yen in the morning at the New York market, in the evening Hong Kong market opens the Japanese Yen rises, the Forex trader sells in the Hong Kong market, no matter Forex trader in where, he all may participate in any market, any time business. Therefore, the foreign exchange market may say is does not have the time and the spatial barrier market.
3rd, Zero and Game
In the stock market, the rise or the drop of stock market could influence the value of the stock whether to rise or drop, for example the Japanese new date iron stock price falls from 800 Japanese Yen to 400 Japanese Yen, the value of this stock has been reduced to half. However, in the foreign exchange market, the value of a stock and a currency is being calculated differently, this is because the exchange rate is refers to the exchange ratio both countries currency, the exchange rate change will influence one kind of monetary value to reduce and at the same time another kind of monetary value increase. For instance in 22 years ago, 1 US dollar exchanges 360 Japanese Yen, at present, 1 US dollar exchanges 110 Japanese Yen, this explains the Japanese Yen currency value rise, but US dollar currency value drops, in the end the value will not reduce or increase. Therefore, some people described the foreign currency trading is "zero and the game", exactly said is the wealth shift.
In recent years, investment foreign exchange market fund has continuously increased, the exchange rate fluctuation expands day by day, urges the wealth shift to be larger, the daily trading volume of the global foreign exchange involves 150 billion US dollars, the rise or falls 1%, means that the 150 billion funds has been shifted. Although the foreign exchange rate change is very big, but, any kind of currency will not become waste paper, even if some kind of currency unceasingly falls, however, but generally it represents certain value, only if such currency has been abolished.
Thursday, October 7, 2010
Gold Hits Reocrd High
Gold rose slightly on Monday, hitting record highs for a third consecutive day as funds kept buying the metal on a weaker dollar and a report showing U.S. homebuilder sentiment stayed in the doldrums.
Traders said the market was focussed on the Federal Reserve's policy meeting which concludes on Tuesday.
Most economists do not expect any new economic stimulus programs from the Fed, But if the economic recovery falters, the U.S. central bank may opt later this year to make major repurchases of U.S. government debt, a plan known as quantitative easing. This could increase gold's appeal.
"There is a possibility that we could get at least some hints leaning towards quantitative easing, and that's what the gold market wants to hear," said Bill O'Neill, partner at New Jersey-based commodities firm LOGIC Advisors.
"Part of the recent rally has been based on the idea that we could have a second round of quantitative easing. So, if the Fed meeting turns out to be a complete nonevent, then you may see short term negative reaction on gold," he said.
The possibility of Fed stimulus kept many traders bullish about gold, which remained sharply below its inflation-adjusted all-time high above $2,200 an ounce.
Spot gold hit a record $1,283.70 an ounce, then pared gains. It stood at $1,277.60 an ounce at 3:16 p.m. (1916 GMT), up from $1,275.95 late in New York on Friday. U.S. gold futures for December delivery settled up $3.30 at $1,280.80 an ounce.
In recent years, many prominent hedge fund managers led by George Soros and John Paulson turned to bullion, fuelling its 17 percent rally year to date, sharply higher than the S&P 500 stock index, which is up less than 2 percent so far this year.
"Everyone's on the surfboard riding the wave. It's definitely the funds. We would never be seeing a run-up like this if it were not the big money behind it," said Miguel Perez-Santalla, vice president of sales at New York-based Heraeus Precious Metals Management.
But last week, Soros renewed a warning that gold is the "ultimate bubble" and "it's certainly not safe and won't last forever."
The dollar slipped, with some in the currency market cautious about the upcoming Fed meeting.
A weaker dollar often boosts gold. Although that correlation has been shaky this year, the inverse relation has strengthened in the last five days.
The home builders' sentiment report was the latest indication that confidence in the U.S. recovery remained fragile. U.S. consumer confidence data on Friday showed Americans this month at their most pessimistic in over a year.
Traders said the market was focussed on the Federal Reserve's policy meeting which concludes on Tuesday.
Most economists do not expect any new economic stimulus programs from the Fed, But if the economic recovery falters, the U.S. central bank may opt later this year to make major repurchases of U.S. government debt, a plan known as quantitative easing. This could increase gold's appeal.
"There is a possibility that we could get at least some hints leaning towards quantitative easing, and that's what the gold market wants to hear," said Bill O'Neill, partner at New Jersey-based commodities firm LOGIC Advisors.
"Part of the recent rally has been based on the idea that we could have a second round of quantitative easing. So, if the Fed meeting turns out to be a complete nonevent, then you may see short term negative reaction on gold," he said.
The possibility of Fed stimulus kept many traders bullish about gold, which remained sharply below its inflation-adjusted all-time high above $2,200 an ounce.
Spot gold hit a record $1,283.70 an ounce, then pared gains. It stood at $1,277.60 an ounce at 3:16 p.m. (1916 GMT), up from $1,275.95 late in New York on Friday. U.S. gold futures for December delivery settled up $3.30 at $1,280.80 an ounce.
In recent years, many prominent hedge fund managers led by George Soros and John Paulson turned to bullion, fuelling its 17 percent rally year to date, sharply higher than the S&P 500 stock index, which is up less than 2 percent so far this year.
"Everyone's on the surfboard riding the wave. It's definitely the funds. We would never be seeing a run-up like this if it were not the big money behind it," said Miguel Perez-Santalla, vice president of sales at New York-based Heraeus Precious Metals Management.
But last week, Soros renewed a warning that gold is the "ultimate bubble" and "it's certainly not safe and won't last forever."
The dollar slipped, with some in the currency market cautious about the upcoming Fed meeting.
A weaker dollar often boosts gold. Although that correlation has been shaky this year, the inverse relation has strengthened in the last five days.
The home builders' sentiment report was the latest indication that confidence in the U.S. recovery remained fragile. U.S. consumer confidence data on Friday showed Americans this month at their most pessimistic in over a year.
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